Terms of use — cryptocatalog

In this Agreement, the following terms are given the following meaning:

“Application Content” means all objects posted by the Company and/or third parties (with the permission of the Company) in the Application, including design elements, text, graphics, illustrations, virtual objects, videos, programs, music, sounds, information, notifications and any other similar items, selections or combinations thereof.

“Updates” means a software patch or software package for the Application that is released from time to time by the Company, offered for free download by Users who are already using the Application, and is aimed at fixing broken functions of the Application, eliminating bugs (errors) in the operation of the Application or introducing small software components to ensure greater security and compatibility of the Application with devices.

“Platform” means the cloud platform on which the Company has placed the Application for subsequent downloading by the User. This Application is available for download from the App Store and Google Play.

“Application Software” means the software developed by the Company (and/or third parties on behalf of the Company) for the Application, including, but not limited to, all software, scripts, codes (HTML codes), programs, etc.

“User”, “You”, “Your”, “Your”, “Your” or any other similar derivatives (depending on the context) means the person who (1) uses the Application and has accessed the Services; and (2) agreed to comply with the rules for using the Application set forth in the text of this Agreement by using the Application.

“Exchange Office” is an organization that exchanges cryptocurrency. Cryptocatalog takes the security of users and their data seriously. Therefore, our catalog presents only those Exchange Offices that meet the following requirements:
a) Conduct activities in accordance with the current legislation of the country in which they operate;
b) Have the organizational and legal form necessary to carry out cryptocurrency exchange activities that comply with the legislation of the country in which they carry out this activity;
c) Have appropriate valid licenses and other permits to carry out activities related to the exchange of Cryptocurrency, if such licenses and permits are required under the current legislation of the country in which they operate.
d) Have a well-equipped office for conducting exchange transactions with users.
e) Accepted the Privacy Policy and Terms of Use of Cryptocatalog.

“User Content” means (1) all postings made by the User on the Application, including, but not limited to, comments; assessments; reviews; reports; feedback; posted videos, photographs, music and other media files; added likes; ratings and/or any other forms of activity available to the User, as well as (2) any other content created by the User.

“App” means the Cryptocatalog application that the User downloads through the Platform to a smartphone or other device.

“In-app purchase” means the User receiving, for a fee, additional features and/or functionality for the Application and/or purchasing any virtual goods/services within the Application.

“Third Party Products and Services” means products and services provided by third parties including, but not limited to, technological solutions and programs used for storing, transmitting, exchanging Digital Assets, such as decentralized applications and networks developed by third parties, centralized digital asset exchange, decentralized digital asset exchange, centralized NFT market, decentralized NFT market, data or information service providers as well as Digital Assets themselves and/or all products and services provided by a party other than Cryptocatalog and/or its associates or affiliates , to which the User can connect via Cryptocatalog

For the avoidance of doubt, although the Services provided by the Company may allow the User to sell and buy, exchange, or otherwise transact in digital assets, fiat currency or other digital asset (“Digital Asset Transactions”), such Digital Assets, Asset Transactions or any similar services are provided not by Cryptocatalog itself, but by third parties. Cryptocatalog is a provider of technology or technology solutions that enable the User to find Third Party products or services and facilitate the User's interaction with Third Party Providers.

2.1. This User Agreement (hereinafter referred to as the “Agreement”) defines the rules and procedure for using the Application, the rights and obligations of Users, and also regulates the behavior of Users when gaining access to the Application and Services.
2.2. The User accepts the terms of this Agreement by continuing to use the Application.
2.3. This Agreement is binding on its parties (i.e. the Company and the User). The assignment by the User of his rights under this Agreement is possible only after receiving prior written consent from the Company.
2.4. If you are the legal representative (parent, guardian) of a minor User, in this case you automatically agree on your own behalf and on behalf of such a minor User to the terms of this Agreement.
Warning for users
2.5. If the User accesses the Application and/or its Services through the Platform or social networks (for example, Facebook, Vkontakte, Odnoklassniki), then the User is automatically considered to have accepted the terms of the user agreement of such Platform or social network.
2.6. The User acknowledges that its agreement with its mobile network provider (the "Provider") will apply to the User's use of this Application. The User also acknowledges that the Provider may charge the User from time to time for data transfer services when using certain functions of the Application, as well as any other fees and charges arising in connection with such transfer and for which the User agrees to be responsible. If the User is not the bill payer of the Provider on the smartphone or other device used to access the Application, it is assumed that such User has received permission from the bill payer to use the Application.
2.7. The User is the only responsible person for checking and monitoring the compliance of the installed Application with the technical features/capabilities of a smartphone or other device and/or other restrictions that may be applicable to the User and/or his smartphone or other device by third parties, including the Internet provider.

3.1.1 To use the Application, Users must meet the following criteria (cumulatively):
(1) be at least 18 years of age; and (2) not be limited in the right to access the Application and Services based on a court decision that has entered into legal force, or in cases provided for by current legislation or the terms of this Agreement; and (3) comply with the following conditions/comply with criteria:
Understand that the Cryptocatalog application provides only background information about Exchange Offices, their contacts and exchange rates, and also provides a way to communicate with them using the chat built into the application. And therefore, it is not responsible for the fulfillment by users of the application of the obligations and terms of agreements reached in the process of interaction between users, both through the means of communication built into the application and without them.
Creating a personal account
3.1.2. To gain access to the Services, Users are required to create their own personal account. Using the Services without registration (i.e., creating a personal account (account) is impossible). Upon completion of registration, the User creates a unique login and password to log into his personal account (account).
3.1.3. To create a personal account, the User must provide the following information about himself: e-mail - login that will be used to log into the account.

3.1.4 “User” status - when registering a new User, his Exchange profile is automatically created and assigned the User status. User status gives the user the opportunity to view the content of the application without restrictions (search for Exchange Offices, view their rates and apply for exchange). A profile with the status User cannot act as an Exchange Office (publish courses, accept applications. Its profile is visible only to Exchange Offices who have received an application from this user.)

a) The Organization operates in accordance with the current legislation of the country in which it operates;
b) The Organization has the organizational and legal form necessary to carry out cryptocurrency exchange activities in accordance with the legislation of the country in which it carries out this activity;
c) The Organization has appropriate valid licenses and other permits to carry out activities related to the exchange of Cryptocurrency, if such licenses and permits are required under the current legislation of the country in which it operates.
d) The Organization has a well-equipped office for conducting exchange operations with users.
e) The Organization accepts the Privacy Policy and Terms of Use of Cryptocatalog.

3.2.2 The list of necessary documents and information that Cryptocatalog can request from the Organization may vary depending on the country in which the Organization is located - this is due to differences in the Legislation of different countries.
3.2.3 The information and documents provided by the Organization will undergo mandatory moderation, during which Cryptocatalog checks the information and documents provided by the Organization, and reserves the right, if necessary, to request additional information.

a) "Office" status - For Exchange Offices who carry out the majority of cash currency exchanges, involving a personal meeting with the client, and who have a well-equipped office for conducting the exchange, an Exchange Profile is created, which is assigned the "Office" status. The "Office" status is assigned only to Exchange Offices, strictly after passing moderation - checking all information provided by the Exchange Office, including, but not limited to, checking the availability of a well-equipped office for conducting cash exchanges. The exchange profile of an Exchange Office with the status "Office" is shown in the application directory only in the locality in which its office is located, it participates in searches by distance, and is also displayed on the map.

b) "Pro" status - For Exchange Offices who carry out the majority of exchanges online, an Exchange Profile is created and assigned the "Pro" status. The "Pro" status is assigned only to Exchange Offices, strictly after passing moderation - checking all information provided by the Exchange Office, including, but not limited to checking the address of the Exchange Office's location. The "Pro" status allows the Exchange Office to choose an unlimited number of settlements to display its Exchange profile in the application catalog, without being tied to a specific address. In this case, such a profile will not be shown on the map and in the search by distance.

b) "Online" status - For Exchange Offices who carry out only exchanges online, which does not require a mandatory personal meeting with the client, an Exchange Profile is created and assigned the "Online" status. The "Online" status is assigned only to Exchange Offices, strictly after passing moderation - checking all information provided by the Exchange Office, including, but not limited to checking the address of the Exchange Office's location. The "Online" status allows the Exchange Office to choose an unlimited number of settlements to display its Exchange profile in the application catalog, without being tied to a specific address. In this case, such a profile will not be shown on the map and in the search by distance.

User license
4.1. The User receives a non-exclusive, non-transferable, non-sublicensable, term-limited, personal (non-commercial) license for the Services (hereinafter referred to as the “User License”). The User undertakes not to use the Services for any other purposes. The User receives the specified User License ONLY subject to compliance with ALL terms of this Agreement.
4.2. The User license terminates automatically when the Application is deleted from the User’s smartphone or other device. Nothing contained in this Agreement shall be construed as granting the User any other license to use intellectual property owned or controlled by the Company other than that granted above.

4.3. The Company owns any and all property rights, including proprietary intellectual property rights, to all Application Content, as well as Application Software. The application software and application content are protected by copyright in the manner prescribed by the current legislation, as well as international treaties and conventions in the field of protection of intellectual property.
4.4. USERS ARE PROHIBITED from copying, reproducing, modifying, compiling, distributing, displaying in any form, publishing, downloading, transmitting, selling (in whole or in part), alienating in any way for a fee or free of charge, sublicensing, distributing in any way or use the Application Content and Application Software, except in cases where such actions are EXPRESSLY permitted by the terms of this Agreement or the current legislation of Georgia.
4.5. Nothing in the text of this Agreement can be interpreted as transferring to the User any exclusive rights to the Application Content (in whole or in a separate part) and/or application software.
4.6. The Company owns all rights to trademarks, commercial (business) names, brands, logos registered in its name (hereinafter referred to as the “Trademarks”). Such Trademarks are protected by applicable law and NOTHING in this Agreement shall be construed as conferring any license to the User to use such Trademarks.

5.1. The User undertakes to comply with the following rules when working with the Application:
(1) comply with all obligations assumed by the User in connection with joining this Agreement; and
(2) provide reliable information about yourself to create a personal account (account); and
(3) not impersonate any other person, including, but not limited to, not providing any data of third parties (without obtaining their express, prior and informed consent) to create a personal account (account); and
(4) inform the Company about the theft of logins, passwords or any other access keys of the User to the personal account (account); and
(5) not provide third parties with access to your account (account) and/or logins, passwords or other access keys; and
(6) not upload, store, publish, distribute, post, advertise, submit, make available, or otherwise use User Content that (a) is threatening, defamatory, insulting, defamatory, or dignity or business reputation or violates the privacy of other Users or third parties; and (b) is spam, bullying, vulgar or obscene, contains pornographic images and texts, scenes of a sexual nature, including those involving minors, or scenes of violence, including sexual violence, against people or animals; and (c) contains any form of incitement to suicide and/or promotes or contributes to the incitement of racial, religious, ethnic hatred or enmity, promotes fascism or the ideology of racial superiority, or contains extremist materials; and (d) promotes violation of the rights or legitimate interests of other Users or third parties or promotes a crime or contains advice/guidelines/instructions for committing it; and (e) violates other rules of this Agreement or is prohibited under applicable law; and
(7) not perform any actions (with or without the use of automation tools) aimed at collecting any personal data of other Users; and
(8) not take any action or assist any third party in taking any action aimed at disrupting the operation of the Application and/or Services, including, but not limited to, (a) uploading viruses or malicious code; (b) take actions that may lead to the disabling of the Application and/or Services, disruption of the normal operation of the Application or its software, or deterioration of the appearance of the Application and/or Application Content.
(9) not take any other action that is illegal, fraudulent, discriminatory or misleading.
User rights to posted content
5.2. The User Content you create is an object of intellectual property and is protected by current legislation, and therefore the Company does not claim to receive and does not require you to provide it with any ownership rights to your User Content. Nothing in the text of this Agreement should be interpreted as depriving the User of the rights to the User Content created by him or limiting them.
5.3. At the same time, you grant the Company a non-exclusive, royalty-free, worldwide license (hereinafter the “License”), with the right to transfer and issue sublicenses, to store, use, distribute, modify, run, copy, publicly perform or display, translate your User Content and the creation of derivative works based on it.
5.4. The License issued by you in this way is automatically terminated if you delete your personal account (account) and subsequently send a request to info@cryptocatalog.io.
5.5. The Company undertakes to take all possible actions aimed at completely deleting your User Content immediately after the occurrence of circumstances for termination of the License, with the exception of the following cases when: (1) part of your User Content was used by other Users (based on the License previously issued by you, in which case Your User Content will remain available to other Users until another User deletes it); or (2) the User Content posted by you constitutes evidence of any violation, misdemeanor or crime in a criminal, administrative or civil proceeding, or its subsequent storage is required by applicable law or a request received from a competent government agency; or (3) as otherwise specified in this Agreement.

5.6. Users are prohibited from uploading any User Content that may belong to third parties or for which the rights to use have not been granted to such User to the extent necessary. The User hereby undertakes to indemnify the Company for ALL DAMAGES AND LEGAL COSTS THAT HAVE BEEN INCURRED IN CONNECTION WITH CLAIM BY THIRD PARTIES THAT PUBLISHED USER CONTENT VIOLATES THE INTELLECTUAL PROPERTY RIGHTS OF SUCH THIRD PARTIES PERSON
5.7. The User is advised not to upload any User Content that may contain confidential or other personally identifiable information. The Company recognizes any User Content as containing no confidential information at all, and therefore does not undertake any obligations to protect it from disclosure or attacks by third parties.
5.8. The Company does not and cannot verify all materials published by Users as part of the User Content they create, and therefore the Company is not responsible for the content of such User Content, for its use and/or its impact on third parties or other Users. Operating or owning the Application does not mean that the Company endorses, endorses, warrants, distributes and/or believes the information posted within the User Content.
5.9. The user is responsible for his own protection and that of his device from viruses and other malware. The Company does not assume any responsibility for harm caused by the use of the Application, its Services and/or User Content (including its downloading).
5.10. The Company has the right at any time to check User Content for its compliance with the requirements of this Agreement or applicable law. At the same time, nothing in the text of this Agreement should be interpreted as a direct obligation of the Company to conduct any independent verification of User Content except at the request of other Users or third parties.
5.11. If you encounter User Content that violates the terms of this Agreement or the legal rights and interests of Users or third parties, you can submit your complaint as follows: by sending an email
to info@cryptocatalog.io
5.12. If User Content is found to violate the terms of this Agreement or the provisions of applicable law, the Company has the right, in its sole discretion, at any time, without the need to warn the User or incur any liability in the future, to remove such User Content altogether, and In case of repeated violation, delete your personal account (office).
5.13. Cryptocatalog has the right to conduct internal monitoring of User Content for its compliance with these Terms of Use, the Privacy Policy, as well as compliance with the rules and laws of the country to which the specified User Content relates.

5.14. Each User from time to time has the right (but not the obligation) to leave or send their ideas, feedback, suggestions or projects aimed at improving the operation of the Application or the quality of the Services provided. Such feedback can be sent by the User in the following way:
by sending an email to info@cryptocatalog.io
5.15. By submitting such an idea, feedback, proposal or project, the User automatically grants us a non-exclusive, royalty-free, worldwide, transferable and sublicensable license to store, use, distribute, modify, run, copy, publicly perform or display , translation of your ideas, reviews, proposals or projects, as well as the creation of derivative works based on them.
5.16. Any such information provided to the Company is automatically considered non-confidential.

6.1. The Company has the right to post any advertising or marketing materials from time to time.
Advertising by third parties
6.2. The Application Content may contain links to third party websites and/or advertising or marketing materials about products/services provided by such third parties (“Third Party Advertising”). THE COMPANY DOES NOT ACCEPT ANY RESPONSIBILITY (1) FOR THE CONTENT OF THIRD PARTY ADVERTISING OR FOR THE AVAILABILITY, QUALITY AND SAFETY OF PROMOTED GOODS/SERVICES IN SUCH ADVERTISING; and (2) FOR ANY LOSS, LOSS OR DAMAGE INCURRED OR CAUSED BY THE USER AS A RESULT OF THE USER'S READING OF SUCH ADVERTISING OR USE OF PRODUCTS/SERVICES PROMOTED IN THIRD PARTY ADVERTISING.
6.3. In the event of a transition to another website through a posted Advertising of third parties, the Company cannot guarantee that such website is safe for the User and/or his computer. Nothing in this Agreement should be construed as a representation, encouragement, recommendation or inducement for the User to use Third Party Advertising, visit any third party sites, or try, purchase, or use any third party products/services.
6.4. Issues related to the protection of Users’ personal data when they use Third Party Advertising are governed by the Application Privacy Policy.

9.1. The Company reserves the right to change or modify the Application Content at any time without specifying a reason, at its sole discretion and without the need to notify the User. The Company also reserves the right to modify, interrupt, or discontinue part or all of the Application at any time without any further notice. In connection with the foregoing, the Company does not assume any liability to Users or third parties for any changes, modifications, deletions, cancellations, terminations or interruptions in the operation of the Application.
9.2. The Company does not guarantee that the Application and Services will be available to the User at all times. From time to time, the Company may experience hardware, application software or other problems, which may require the Company to take time to investigate and resolve such issues. Such error correction may result in interruptions, delays, or errors in the operation of the Application. The Company reserves the right to change, revise, update, suspend, discontinue or otherwise change the Application at any time or for any reason without prior notice. User agrees that Company is not responsible for any loss, damage, or inconvenience caused by User's inability to access or use the Application during any downtime or discontinuance of the Application. Nothing in the terms of this Agreement will be construed as obligating Us to maintain the operation of the Application without interruption or failure.

9.4. The User has the right to stop using the Application at any time by deleting his Account, as well as deleting the application from his smartphone or other device.
9.5. In the event of (1) violation by the User of the terms of this Agreement or when the Company has reasonable grounds to believe that such violations have been committed; and/or (2) violation of the intellectual property rights of the Company, other Users or third parties; and/or (3) committing actions that are illegal, violate the rights and interests of the Company, other Users or third parties, or undermine the operation of the Application or the ability to use the Application by other Users; and/or (4) the User uses the Services or the Application in a manner that may create legal liability for the Company in the future; and/or (5) if required by applicable law or a competent government agency, the Company has the right, without prior notice, to terminate (terminate) the User’s access to the Application and the Services at any time by deleting his account.
If the circumstances set out in the previous paragraph occur, the User is prohibited from creating any other accounts in the Application in the future.
9.6. The Company also has the right to delete the User's account due to its inactivity for 365 consecutive calendar days.
9.7. In all cases of deleting the User's account or deleting the Application from the User's smartphone or other device, all data and information posted by the User in the account and/or associated with it will be permanently deleted. The Company does not assume any responsibility for the deletion of such data and information, as well as for any harm, damage, loss or lost profits caused to the User by such deletion and/or lack of access to the Services in general.

For clarity, while the Company's Services may enable Users to engage in peer-to-peer transactions involving the sale, purchase, exchange, or other transactions of digital assets, fiat currency, or other digital assets ("Digital Asset Transactions"), please note that such transactions are not facilitated directly by Cryptocatalog itself. Instead, they are facilitated by third parties. Cryptocatalog is a provider of technology or technology solutions that facilitate the User's interaction with Third Party Providers.
10.1 The User agrees and acknowledges with respect to Cryptocatalog that:
a. Cryptocatalog only supports digital assets that have been provided by Cryptocatalog. Cryptocatalog has sole discretion regarding the implementation and timing of implementation of any specific digital asset into the Cryptocatalog wallet. The User may use Cryptocatalog only as a technological solution to facilitate obtaining information from third party service providers regarding balances, transaction history, submitting transfer orders or any other management of Digital Assets supported by Cryptocatalog;
b. The Wallet may allow the User to create a password to log into the User's Wallet and/or receive, transfer, authorize, approve digital asset transactions by signing a private key using your Wallet. The User is solely responsible for protecting and backing up his or her password, and the Company assumes no liability for any loss, misuse, unauthorized use, theft, deletion or hacking of the password. For the avoidance of doubt, Cryptocatalog does not bear any responsibility to the User for the storage or recovery of his/her Private Keys, passwords or Mnemonic Words, and is also not responsible for the unauthorized use of wallets.
V. The Company may provide updates from time to time, but is under no obligation to do so, and the User must proactively update the Application for optimal performance.
d. Despite the fact that the Wallet can transmit information about the balance and transactions in the wallet from Third Party Providers, the Company is not responsible for the accuracy and timeliness of the transmitted information, and the User can and must independently contact third-party providers and blockchain networks to obtain reliable and accurate records.
10.2 The Company may, from time to time, impose restrictions on an Excluded Person's use of parts or services of the Company. Company may determine whether a User is an Excluded Person based on its own information and in its sole discretion. For the avoidance of doubt, a User who is not an Excluded Person may still be unable to use any Third Party Service due to restrictions imposed by the Third Party. No User is guaranteed to use all third party services.
10.3 The Company may change or discontinue any or all of the Services and add or remove functionality from any or all of the Services from time to time. Although Company will use commercially reasonable efforts to post information on the Website or Application about any material changes or discontinuance of the Services, we do not guarantee that you will be notified promptly. The user undertakes to independently monitor updates to the Cryptocatalog mobile application.
10.4 As part of the Wallet Service, the Company may connect the User with other third party service providers through APIs or otherwise, including, but not limited to:
a. Centralized exchange of digital assets;
b. Decentralized digital asset exchange and/or any decentralized digital asset exchange;
V. Input and output fiat currency and digital asset service providers;
d. Centralized and decentralized digital asset exchange aggregators;
e. Provider of market data and/or information on digital assets and NFTs;
e. Any other third party service providers that are connected to Cryptocatalog from time to time and made available to Users.
(collectively the “Third Party Service Provider”)
10.52 User agrees and acknowledges that:
a. The Wallet Service provided by the Company is intended to connect the User to Third Party Service Providers for the provision of Third Party Services, and that Cryptocatalog is not itself a service provider of a Third Party Service. Although the Wallet Service may facilitate the User's use of a Third Party Service, all fees, transactions, trading policies, exchange procedures, transaction terms, terms of service and/or policies or agreements offered by the Third Party are between the User and the Third Party Service Provider ( "Third Party Agreements and Policies"). Your use of third party services is subject to the third party's agreements and policies. Users are strongly advised to review the Agreements and privacy policies of third parties before using any third party services;
b. The User may be required to create his own account with any third party service providers and provide the User's personal information to open such account. Although the Cryptocatalog Service may assist the User in opening an account with a Third Party through the API maintained by the Company to interact with Third Party Products and Services, the User must comply with the relevant Agreements and Policies of the Third Party Providers and independently, if necessary, decide whether or not to provide Personal Information User to a Third Party at the request or request of a Third Party. The User is strongly advised to review the Agreements and privacy policies of third parties before using any third party services;
V. If the User uses any centralized digital asset exchange, any fiat currency and digital asset service provider, or any centralized service provided by a Third Party Provider and such service requires the User to make a deposit of fiat currencies or digital assets to the Third Party Service Provider - fiat currencies or The User's digital assets are in the custody of the Third Party Service Provider in accordance with the Third Party Provider Agreements and policies. The User agrees to use the Third Party Service at the User's own risk.
d. The Company does not guarantee the functions or quality of services of third-party services;
f. The User is solely responsible for all risks associated with the use of a Third Party Service Provider, including, but not limited to, security risks, counterparty risks, transaction risks, hacking or any actions of a Third Party;
f. The User has the full right to choose which Third Party Products or Third Party Provider services he/she wishes to use and uses them at his/her own risk.

3.3 Account opening and KYC. When using the services of Third Party Providers, the User may be required to provide Personal Information for example to open a Third Party Service Provider account and the KYC process. All such personal information and KYC information is retained and maintained by the relevant third party service provider. Cryptocatalog does not receive, store or have access to user personal information and KYC information provided to a third party service provider.
3.4 Third Party Restrictions. Each of the third party service providers may have their own rules and policies for accepting their clients in accordance with their respective agreements and third party policies. A User who has access to Cryptocatalog Services may simultaneously be denied access to Third Party Services provided by Third Party Providers. The Company does not monitor in any way and has no ability to determine or in any way influence the provision or non-provision of access to the User by Third Party Providers. The Company does not and cannot influence the User’s relationship with Third Party service providers. User must make his or her own decisions regarding interactions with Third Party Providers and bear all risks associated with such interactions and is encouraged to contact the applicable Third Party Service Provider if you have any questions regarding any restrictions imposed.
3.5 Changes. The Third Party Service Provider may change or discontinue any or all Third Party Services or add or remove functionality from any or all Third Party Services from time to time. Cryptocatalog has no responsibility or obligation to notify or communicate with the User about such changes. The User is advised to obtain updated information directly from the Third Party Service Provider from time to time.

12.1 Cryptocatalog services are provided free of charge, unless otherwise specified in the application in the appropriate section.
12.2 Cryptocatalog has the right, in its sole discretion, to assign and charge fees to the User for the use of any Service. Such fees may include software license fees, commissions and/or other fees, access to certain areas of the application or services. Such fees may also be calculated by combining the fees charged by the Third Party Service Provider. The Company has the right, in its sole discretion, to review and change any fees and prices for the Services. Information about commissions, fees and any paid services of the Company will be published in advance on the website or in the application. The user is obliged to independently monitor the update of information on the cost of services in the relevant sections of the application. If the User is not satisfied with the amount and payment procedure, the User may refuse to use Cryptocatalog services. If the User continues to use the services of Cryptocatalog, he thereby expresses his unconditional agreement with the cost of services and the procedure for their payment. If information about paid services is not published in the Cryptocatalog mobile application, these services are provided free of charge.
12.3 Service Fees Charged by the Third Party Service Provider. User acknowledges that the Third Party Service Provider may charge a fee for the Third Party Service, including, but not limited to, trading fees, transaction fees, gas fees, etc. User also acknowledges and agrees that the Third Party Service Provider may pay a commission to the Company for any User using a third party service through Cryptocatalog. The Third Party Service Provider shall have the right, in its sole discretion, to review and change any fees for Third Party Services. You are encouraged to obtain updated fee information from the applicable Third Party Provider from time to time. The Company has no influence over Third Party Services regarding the setting of their prices.
12.4 Tax. You agree that you are responsible for calculating, verifying and paying any and all sales, use, excise, import, export, value added, withholding and other taxes and duties accrued, incurred or payable (“Taxes”). Company and its affiliates are not responsible for determining whether Taxes apply to your transaction, or for collecting, reporting or remitting any Taxes arising from any transaction, or for providing any information to you or any tax, regulatory or third body. You agree to indemnify us and our affiliates from any claims or demands for payment of any penalties, fines, similar fees or expenses imposed or incurred as a result of your failure to remit or report any Taxes in connection with any transaction.

14.1. IN NO EVENT WILL THE COMPANY OR ITS REPRESENTATIVES BE LIABLE TO THE USER OR TO ANY THIRD PARTIES:
(1) FOR ANY INDIRECT, INCIDENTAL, UNINTENTIONAL DAMAGES, INCLUDING LOST PROFITS OR LOST DATA, DAMAGE TO HONOR, DIGNITY OR BUSINESS REPUTATION CAUSED BY THE USE OF THE APPLICATION, SERVICES OR OTHER MATERIALS ACCESSED BY THE USER OR OTHER PERSONS THROUGH THE APPLICATION, EVEN IF THE COMPANY HAS NOT WARNED OR INDICATED THE POSSIBILITY OF SUCH HARM; and
(2) FOR THE ACTIONS OF OTHER USERS, FOR USER CONTENT POSTED BY USERS, FOR THIRD PARTY PRODUCTS/SERVICES PROVIDED BY THIRD PARTY PROVIDERS OR OTHER USERS (EVEN IF ACCESS TO THEM HAS BEEN PROVIDED THROUGH OUR APPLICATION) TO WHICH THE USER HAS ACCESSED; and
(3) in cases expressly provided for by the terms of this Agreement or the norm of current legislation.
14.2. Our liability for anything related to the use of the Application and/or Services is limited to the maximum extent permitted by applicable law.
14.3 Your wallets. You are responsible for all activities of your wallet(s), whether authorized by you or undertaken by you, your agent, employees, contractors or any other persons (as applicable). Cryptocatalog is not responsible for any unauthorized access to your Wallet, including any access resulting from hacking activity caused by you, fraud, phishing or any other criminal activity committed by any other persons. You are also responsible for ensuring that your use of the Wallet does not violate any applicable laws in any competent jurisdiction.
14.4 Security and Backup. You are solely responsible for properly setting up and using the Service, in particular your Wallets, and for taking appropriate measures to secure, protect and back up your Wallets in a manner that provides adequate security and protection, including your obligations to securely store any passwords. , graphic lock or mnemonic words of your wallets. You warrant that you will not share with any other person, including Cryptocatalog or any of our employees, agents or contractors, any passwords, lock pattern or mnemonic words of your wallets, and we are not responsible for the secure use of your wallets. .
14.5 Personal information. As mentioned in clauses 2.4 and 3.2(b) above, you may be required to provide Personal Information before using the Service or a Third Party Service. You are also responsible for any damages or consequences of failure to provide your personal information.
14.6 Updates. Cryptocatalog may provide or develop a different or updated version of the Service. You are responsible for downloading, installing, using or otherwise using the updated version and for ensuring that any software or application downloaded or installed from Cryptocatalog and not from an unauthorized third party.
14.7 Third Party Services. You may select any third party service from any third party service provider. You are responsible for conducting due diligence on any third party services and third party service providers. When using any Third Party Service, you are also solely responsible for:
a. Any transfer or receipt of fiat currencies or digital assets to or from a Third Party Service Provider;
b. All transactions made using any third-party services;
V. All fees, including transaction fees, gas fees and/or other fees payable to the Third Party Service Provider;
d. Any network failure or computer system failure;
f. All investment and/or transaction decisions;
f. tax; and/or
d. All fines, enforcement actions, investigations and/or any actions or demands taken by any authority of competent jurisdiction against you or your use of the Service or a Third Party Service.
14.8 For the avoidance of doubt, although the Services provided by the Company may allow the User to sell and buy, exchange, or otherwise transact in digital assets, fiat currency or other digital asset (“Digital Asset Transactions”) , such Digital Assets, Asset Transactions or any similar services are provided not by Cryptocatalog itself, but by third parties. Cryptocatalog is a provider of technology or technology solutions that enable the User to find Third Party products or services and facilitate the User's interaction with Third Party Providers.

High volatility: Cryptocurrencies can change their value very quickly. Because of this, you can make both significant profits and losses.

2. Security: You yourself must ensure that unauthorized persons do not gain access to your phone on which the application is installed. Cryptocatalog and its employees will under no circumstances ask you to provide your password to log into the application. This functionality is not provided by the application. Attackers can only gain access to your wallet if they gain access to your phone.

3. Fraud: Online scammers can use cryptocurrency to commit fraudulent transactions. This may also apply to service providers and users placing their ads and advertisements in the Cryptocatalog application. Our service is solely an information resource and we are not responsible for transactions performed. Our service cannot influence the transaction process and guarantee the integrity of the participants in the transaction. We can only, based on correspondence in the chat, make a decision on the fairness of your rating, review, lower the rating of participants and, if necessary, limit further access to our resource by an unscrupulous user whose actions contradict our Privacy Policy and Terms of Use. The above actions taken by our platform can significantly reduce your risks, but cannot completely eliminate them. When making an exchange you act at your own risk.

4. Non-recognition: In some countries, cryptocurrency is not recognized as an official payment method and may be prohibited from being used. Before using the Crypto Wallet app, you must find out if it is allowed in your country.

16.1. We may revise, amend or change the terms of this Agreement from time to time. Such changes are generally not retrospective.
THE COMPANY DOES NOT ACCEPT ANY RESPONSIBILITY TO NOTIFY USERS ABOUT UPCOMING OR ACTUAL CHANGES TO THE TEXT OF THE AGREEMENT. By acceding to the terms of this Agreement, the User also undertakes to periodically review the terms of this Agreement for changes or additions.
If, after changes or additions to the text of the Agreement, the User continues to use the Application, this means that he is familiar with the changes or additions and accepted them in full without any objections.
16.2. Unless otherwise expressly stated in the provisions of this Agreement or directly follows from the norms of current legislation, the current legislation of the country to which the relevant content or actions of the user and application relates to the terms of this Agreement is applied.
16.3. An integral part of this Agreement is the Application Privacy Policy.
16.4. If one or more terms of this Agreement have lost their legal force or are declared invalid under applicable law, the remaining terms of the Agreement do not lose their force and continue to operate as if the term declared invalid or invalid did not exist at all.
16.5. Access to the Application and its Services is provided to the User “as is”. We do not promise, guarantee or imply that the Services and the Application may or may not suit your needs, goals, expectations, and therefore we do not guarantee any specific results or consequences resulting from your use of the Application and its Services.

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